TERMS OF USE

Last Modified: October 26, 2026

INTRODUCTION

These Terms of Use are an agreement between you and Ritafine Reality LLC, an Illinois limited liability company (“Ritafine Reality,” “we,” “us,” or “our”).

PARTIES

“You” and “your” mean any visitor, user, member, client, or purchaser of www.ritapira.com, login.ritapira.com, or anything we offer through them (the “Website”). That includes our memberships (including The Healed Hottie Initiation and The Healed Hottie Community), Ritafine Reality Academy, courses, challenges, coaching, mentorship, live calls, workshops, retreats, events, community spaces, downloads, assessments, emails, and texts (together, the “Services”). By using the Website or Services, you confirm you are at least 18 years old and able to enter into a binding contract.

ACCEPTANCE OF THESE TERMS

These Terms of Use govern your access to and use of the Website and Services, and they are legally binding. Please read them before you buy or participate. By visiting the Website, creating an account, purchasing, or participating in any Service, you agree to these Terms of Use and to our Privacy Policy, which is part of these Terms.

CHANGES TO THESE TERMS

We may update these Terms of Use at any time. Changes take effect as soon as they are posted and apply from then on. The “Last Modified” date at the top shows when they were last updated, so please check back from time to time.

PRIVACY

Any information you give us, including through forms, assessments, checkout, and community features, is handled according to our Privacy Policy.

NATURE OF THE SERVICES

Our Services are educational, informational, and experiential. We teach energetic, emotional, and embodiment practices. We are not doctors, therapists, nutritionists, or other licensed health professionals, and we are not acting in any medical, psychological, or therapeutic capacity. Nothing we share is medical advice, a diagnosis, or treatment, and working with us does not create a doctor-patient or therapist-client relationship.

Always consult your physician or another qualified provider before changing your diet, exercise, supplements, or medication. Do not stop or change any prescribed treatment because of anything you learn from us.

This work can bring up strong emotions and personal insights. You choose to participate, and you are responsible for your own experience, choices, and results.

NO GUARANTEES AND TESTIMONIALS

We do not guarantee any result, including any change in weight, health, symptoms, emotions, relationships, income, or life circumstances. Testimonials and client stories on the Website, in emails, or anywhere else are real individual experiences shared with permission. They are not typical, and your results will vary.

ACCESS TO THE WEBSITE AND SERVICES

We may change, pause, or discontinue any part of the Website or Services at any time, with or without notice. That includes content, schedules, platforms, and facilitators. Program details are listed on the sales or checkout page for each offer and are part of these Terms. These changes do not entitle you to a refund.

YOUR ACCOUNT

Keep your login information private. Your membership is for you alone: do not share your login or give anyone else access to the Services. Let us know right away if you believe someone has accessed your account without permission.

INTELLECTUAL PROPERTY

Everything on the Website and in the Services is owned by Ritafine Reality or its licensors and is protected by copyright, trademark, and other intellectual property laws. That includes recordings, videos, audio, PDFs, assessments, frameworks such as the RITAFINE Method and Honor the Vessel, text, images, and designs. Our names, logos, and program names, including Healed Hottie, Ritafine Reality, and Ritafine Reality Academy, may not be used without our written permission.

PERSONAL USE ONLY

When you buy or join, you receive a limited, personal, non-transferable license to use the materials for your own healing and growth. You may not copy, share, record, resell, teach, republish, or create programs from our materials, or use them for any commercial purpose.

COPYRIGHT INFRINGEMENT NOTICE

If you believe something on the Website infringes your copyright, email [email protected] with: your physical or electronic signature, or that of someone authorized to act for the owner; a description of the work; where the material appears on the Website; your address, phone number, and email; and a statement, made under penalty of perjury, that your notice is accurate and that you own the rights or are authorized to act for the owner.

YOUR CONTRIBUTIONS AND TESTIMONIALS

If you send us a testimonial, review, photo, video, or message about your experience, or post one publicly and tag us, you give us a permanent, royalty-free license to share it, in whole or in part, in our marketing, unless you tell us in writing that we may not. We may also share stories, wins, and insights from community spaces and live calls without your name or other identifying details.

COMMUNITY STANDARDS AND CONFIDENTIALITY

Our communities and live calls are built on trust. Keep what other members share confidential. Group spaces are not legally privileged. Harassment, discrimination, soliciting other members, sharing others' information, or disruptive behavior may lead to removal without a refund. You are responsible for anything you post, and we may remove any content at our discretion.

FEES

Prices are listed on the Website and at checkout, in U.S. dollars. We may change prices at any time. A price change applies to future purchases. It does not change the rate locked in for an active membership, as described below.

PAYMENT POLICY

You confirm that the payment information you provide is accurate and that you are authorized to use that payment method. You authorize us to charge it for every amount due, including recurring membership charges and payment plan installments, until you cancel or the plan is paid in full.

Your obligation to pay the full price stays the same whether or not you attend, participate, finish, or feel satisfied. If a payment fails and is not resolved within 7 days, we may pause or end your access. On payment plans, we may also make the remaining balance due immediately and pursue collection. Past-due amounts may accrue interest at 1.5% per month, or the highest rate allowed by law, whichever is lower.

MEMBERSHIPS, AUTO-RENEWAL, AND CANCELLATION

Recurring billing. All memberships renew automatically until you cancel in writing. Monthly memberships renew every month, and pay-in-full memberships renew every year, on your enrollment date, at your current rate. Your price, billing frequency, and renewal terms are shown at checkout.

How to cancel. To cancel, email [email protected] before your next renewal date. Cancellation takes effect once we receive your written request, and stops future charges. You keep access through the end of the period you have already paid for.

Founding rates. Membership prices go up each year for new members. If you join during a founding enrollment period, your rate stays locked for as long as your membership remains active and paid. If you cancel, or your membership ends for non-payment, your locked rate ends, and if you rejoin, you pay the current price.

Pay-in-full bonuses and credits. Bonuses such as a 1:1 CALIBRATE session must be used while your membership is active. Any pay-in-full amount that an offer says can be applied toward a future retreat, event, or 1:1 mentorship can be used once, is non-transferable, and has no cash value.

REFUND POLICY

All sales are final, and we do not offer refunds or partial refunds, except where the law requires it. That includes memberships, courses, coaching, events, and retreat deposits once your spot is confirmed. If you live in the EU, EEA, or UK, you may have a 14-day right of withdrawal, unless you asked for access to begin right away or have already accessed digital content.

CHARGEBACKS

If you have a concern about a charge, you agree to contact us at [email protected] and give us the chance to resolve it before you file a dispute or chargeback with your bank. If you file a chargeback, your access to all of our Services ends, and we may give your bank or card company proof of your purchase, your agreement to these Terms, and your use of the Services.

RETREATS AND IN-PERSON EVENTS

Retreats and in-person events involve travel, physical activities, and other risks, including illness and injury. You take part voluntarily and assume those risks. You are responsible for your own travel, travel insurance, passports and visas, and following local laws. Each retreat may also have its own agreement, which applies in addition to these Terms.

SMS COMMUNICATIONS

If you give us your mobile number and opt in, you agree to receive texts about your purchases, programs, live calls, events, and offers. Agreeing to receive texts is not a condition of any purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, or HELP for help. We do not sell or share your number or text consent with third parties for their marketing.

THIRD-PARTY LINKS AND PLATFORMS

We may link to, or deliver the Services through, other companies' websites and tools, such as video, payment, and community platforms. We do not control them and are not responsible for their content, availability, or privacy practices. Using them is at your own risk.

DISCLAIMER

The Website and Services are provided “as is” and “as available,” without warranties of any kind, express or implied, to the fullest extent the law allows. We do our best to keep everything accurate, up to date, and working, but we do not promise that the Website or Services will be error-free or uninterrupted, or that they will meet your expectations.

ASSUMPTION OF RISK

You use the Website and Services, paid or free, and act on anything you learn from them at your own risk.

INDEMNITY

You agree to defend and hold harmless Ritafine Reality, Rita Pira, and their contractors, coaches, facilitators, and team from any claims, losses, or costs, including reasonable attorneys' fees, arising from your use of the Website or Services, your content or conduct, or your breach of these Terms.

LIMITATION OF LIABILITY

To the fullest extent the law allows, we are not liable for any indirect, incidental, consequential, or punitive damages, or for lost profits, business, or opportunity, connected to the Website or Services. Our total liability for any claim will not exceed the amount you paid us for the Service the claim relates to.

TERMINATION

We may suspend or end your access to the Website or Services at any time for any violation of these Terms, non-payment, or conduct we consider harmful or disruptive. Ending your access does not cancel amounts you still owe, and no refund is due.

TIME LIMIT TO FILE CLAIMS

Any claim arising from these Terms, the Website, or the Services must be brought within one (1) year after it arises, or it is permanently barred.

GOVERNING LAW

These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law rules.

BINDING ARBITRATION AND CLASS ACTION WAIVER

Any dispute arising from these Terms, the Website, or the Services will be resolved by binding arbitration administered by the American Arbitration Association, before a single arbitrator, in Cook County, Illinois. Judgment on the award may be entered in any court with jurisdiction. You agree to bring claims only individually, not as part of any class or group action.

SEVERABILITY

If any part of these Terms is found invalid or unenforceable, the rest remains in full effect.

ENTIRE AGREEMENT

These Terms, our Privacy Policy, the sales or checkout page for your purchase, and any separate agreement you sign for a specific program or retreat are the entire agreement between you and us. They replace any earlier agreements or understandings.

CONTACT

The Website is operated by Ritafine Reality LLC, based in Illinois. Questions, requests, and notices: [email protected].