TERMS OF USE

 

 

RITAFINE INC TERMS AND CONDITIONS OF USE

PLEASE NOTE: THIS AGREEMENT INCLUDES SPECIFIC TERMS REGARDING EU/EEA/UK RIGHTS OF WITHDRAWAL. PLEASE READ CAREFULLY. BY USING THIS WEBSITE, REGISTERING FOR ANY PROGRAM, OR ACCESSING CONTENT, YOU AGREE TO THESE TERMS. IF YOU DO NOT AGREE, DO NOT ACCESS OUR WEBSITE, PROGRAMS, OR CONTENT.

These Terms and Conditions of Use (“TOU”) govern your access to and use of any resources, workshops, retreats, courses, coaching programs, digital content, or any other offerings provided by Ritafine Inc through www.ritapira.comor other third-party platforms (collectively, the “Programs”). By accessing or participating in any Program, you acknowledge and agree to be bound by these TOU.

The term "Releasees" refers to Ritafine Inc, its affiliates, subsidiaries, owners, directors, officers, employees, contractors, agents, coaches, volunteers, representatives, successors, and assigns.

 

1. The Programs

As part of the Program you select during registration, you will receive the services outlined on the registration page. Ritafine Inc reserves the right to modify any aspect of the Program, including its content, structure, and pricing, at its sole discretion. Such changes will be effective upon notice to you.

If you enroll in a Program, you understand that you may be coached by various Ritafine Inc representatives, guest coaches, or other participants. Should an instructor, including but not limited to Rita Pira, become unavailable for any reason, Ritafine Inc may designate an alternate facilitator or reschedule sessions. No refunds will be provided due to changes in the hosting facilitator.

 

2. Eligibility and Participation

Programs are designed for adults aged eighteen (18) and older. Children under the age of eighteen (18) are strictly prohibited from participating in or accessing the Programs or any associated content.

Your continued participation in any Program or future offerings is subject to these TOU unless superseded by a separate written agreement.

 

3. Application Process and Fees

Some Programs require an application process. You agree to provide accurate, complete, and up-to-date information on your application. Ritafine Inc reserves the right to deny participation to any applicant for any reason, at its sole discretion.

For select Programs, a deposit may be required during the application process. If your application is denied, your deposit will be refunded as outlined in the Refund Policy. If your application is accepted, the remaining balance of the Program fee will be due immediately. No refunds will be issued after acceptance into the Program.

 

4. Payment Terms

You agree to the fees and payment schedule displayed at checkout. Payments must be completed in full or according to the selected payment plan before access to any Program or content is granted.

By providing payment information, you authorize Ritafine Inc to charge your debit or credit card for all fees due without additional authorization. You acknowledge that Ritafine Inc may share necessary payment information with third-party payment processors for transaction purposes.

Failure to make payments on time may result in suspension or termination of your access to the Program. If payments remain overdue for more than 30 days, Ritafine Inc reserves the right to charge late fees and pursue collection efforts, including reimbursement of legal or administrative fees incurred during the process.

If you choose to withdraw from the Program at any time or for any reason, you remain responsible for the full cost of the Program as per your payment plan unless otherwise stated in these TOU.

 

5. Refund Policies

In the event you are not accepted into Ritafine Reality Academy or Ritafine Reality Retreat, Ritafine Inc. will issue you a full refund of your deposit.

In all other cases, Ritafine Inc. maintains a strict no-refund policy. Unless otherwise provided by law, you acknowledge that Ritafine Inc. does not offer refunds for any portion of your payment for any program, retreat, or service (collectively referred to as the “Program”), and no refunds will be provided to you at any time. By using and/or purchasing any Program, you agree that you are responsible for full payment of fees for the entire Program, regardless of whether you complete the Program or not, and no refunds will be provided.

If you are located outside of the United States, Ritafine Inc. will honor your right of withdrawal as required by the laws of your country.

In the event of Rita Pira’s death, her estate shall have 180 days from the date of her passing to settle, distribute, and honor any unfulfilled Program reimbursements.

Any deviation from these policies, as determined at Ritafine Inc.’s sole discretion, does not constitute a waiver of these policies, and no grounds for a refund will be established based on such deviations.

Ritafine Inc. reserves the right, in its sole discretion, to determine how to address a participant who violates these Terms and Conditions of Use (“TOU”). If a participant disagrees with how Ritafine Inc. manages another participant and requests a refund, such a request will be denied.

Furthermore, if a participant violates these TOU, Ritafine Inc. reserves the right, in its sole discretion, to offer that participant another opportunity to abide by these TOU. If a participant disagrees with Ritafine Inc.’s decision to offer another participant a second chance to follow these terms, no grounds for a refund will be created, and any request for a refund on this basis will be denied.

If you persist in behaviors or actions that violate these TOU, Ritafine Inc. may terminate your access to and participation in the Program without notice and without refund.

Ritafine Inc. also does not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company or payment processor. In the event of a chargeback or a chargeback threat during or after your purchase, Ritafine Inc. reserves the right to report the incident to a chargeback database or list it as a delinquent account. This could negatively impact your credit score. The reported information may include your name, email address, order date, order amount, and billing address. To be removed from the database, you will be required to pay the amount of the chargeback.

 

6. European (EU/EEA/UK) Participants’ Right of Withdrawal

Ritafine Inc. has a limited refund policy; however, if you have a right of withdrawal under the laws of your country, including applicable European Union laws, the following terms apply:

You have the right to withdraw from these TOU within fourteen (14) days from the date you agreed to them, without providing any reason and without incurring additional costs beyond those described in this section.

The withdrawal period expires fourteen (14) days from the date these TOU are acknowledged. However, you do not have the right to withdraw:
a) if the Program services under these TOU have already been fully performed with your prior express consent and your acknowledgment that you will lose the right of withdrawal upon full performance of the services; or
b) if you have begun using the Program with your prior express consent and your acknowledgment that you will lose the right of withdrawal upon commencement of the services.

If neither condition (a) nor (b) applies, and you exercise your right of withdrawal within the fourteen (14)-day period by providing Ritafine Inc. with an unequivocal statement, you will be eligible for a partial refund (50%) of any payments made. Ritafine Inc. will reimburse this amount within fourteen (14) days of receiving your withdrawal request, using the same payment method you used for the original transaction. No additional fees will be incurred as a result of this reimbursement.

To exercise your right of withdrawal, you must notify Ritafine Inc. by submitting an unequivocal statement, such as a letter sent by mail or an email to [email protected]. You may use the following template, although it is not mandatory:

 

Model Withdrawal Form
To: Ritafine Inc.
Email: [email protected]
Subject: Withdrawal from TOU

I hereby notify you that I withdraw from my agreement to participate in [Program Name].

Name: [Your Full Name]
Order Date: [Date of Purchase]
Order Amount: [Payment Amount]

Signed: [Your Name]

Date: [Date]

Ritafine Inc. is committed to transparency and fairness and adheres to all relevant regulations regarding your rights as a participant.

•  You shall have exercised your right of withdrawal within the fourteen (14) day withdrawal period if the communication is sent by you before that period has expired. The exercise of the right of withdrawal shall terminate the obligations of you and the Company to perform these TOU and you will not be afforded the opportunity to enroll or participate in any Program in the future. If you exercise your right of withdrawal, any ancillary contracts shall be automatically terminated.
•  The burden of proof of exercising the right of withdrawal in accordance with this clause shall be on you. Except as provided for in this clause, you shall not incur any liability as a consequence of the exercise of the right of withdrawal.

 

8. Intellectual Property Rights

a. Ownership of the Content

All content, including but not limited to words, videos, audio recordings, training materials, designs, graphics, photos, images, data, documents, and resources provided through Ritafine Inc.’s website (www.ritapira.com), emails, in-person events, or any third-party platforms used to host Ritafine Reality Academy or Ritafine Reality Retreat (collectively referred to as “the Content”), is the property of Ritafine Inc. and/or its affiliates or licensors. It is protected by copyright, trademark, and other intellectual property laws.

b. Ritafine Inc.’s Limited License to You

By enrolling in any Ritafine Inc. programs, you are granted a revocable, non-transferable license for personal, non-commercial use only. This includes viewing, downloading, and printing individual Content pages for personal use. Redistribution or commercial use is strictly prohibited without prior written permission from Ritafine Inc. Unauthorized use will constitute infringement, and legal action may be taken.

c. Access to Program Materials

Access to Ritafine Reality Academy or Ritafine Reality Retreat materials is granted for the life of the Program only, as determined by Ritafine Inc. If your account is in good standing, you may access resources for as long as the Program is hosted. Ritafine Inc. reserves the right to suspend or terminate access for violations of these TOU.

d. Recorded Coaching Calls and Live Events

Coaching calls and live events may be recorded for participant access. Ritafine Inc. reserves the right to withhold these recordings at its discretion, without refund. All recordings are considered proprietary Content and are subject to the same restrictions outlined in these TOU.

e. Unauthorized Use

Unauthorized use of any Ritafine Inc. Content beyond the scope of these TOU will result in liquidated damages of five (5) times the total Program fee, or $5,000 if no fee was paid, in addition to any other legal remedies available.

f. Use in Testimonials and Marketing

By participating in Ritafine Reality Academy or Ritafine Reality Retreat, you grant Ritafine Inc. the right to use any materials you submit, including comments, photos, videos, and other contributions, for marketing and promotional purposes without compensation. You also consent to the use of your likeness in photographs, videos, and audio recordings taken during Program activities.

g. Request for Permission to Use Content

To use Ritafine Inc.’s Content for any purpose beyond personal use, please submit a request to [email protected]. Unauthorized use will be treated as theft of intellectual property, and you may be required to cease use and take corrective action as directed by Ritafine Inc.

 

9. Coach/Client Relationship and Responsibilities of the Parties

a. Ritafine Inc.’s Responsibilities

Ritafine Inc. and its coaches will provide tools, guidance, and support to help participants achieve the desired transformation in alignment with the Program. Support may include live group coaching calls, private Facebook group engagement, and access to educational materials.

b. Your Responsibilities for Best Results

Participants are responsible for actively engaging in the Program by:

•  Watching or listening to all provided video and audio content.
•  Completing all worksheets and assignments.
•  Participating in live group calls and in-person events (if applicable).
•  Engaging with peers and coaches in private forums or Facebook groups.

You agree that the coaching relationship is co-creative and that Ritafine Inc.’s role is to guide and support, not to provide professional or medical advice. Seek licensed professionals for medical or therapeutic needs.

c. Participant Conduct

Ritafine Reality Academy and Ritafine Reality Retreat programs are “pitch-free zones.” Participants may not promote, market, or sell their own products, services, or events to other participants without prior written consent from Ritafine Inc. Violations will result in immediate removal from the Program without refund.

 

11. Community Guidelines

At Ritafine Inc., we strive to cultivate a safe and judgment-free space for connection, conversation, learning, and growth. The baseline expectation within the Ritafine Reality Academy and Ritafine Reality Retreat communities is that all participants will treat one another with respect and bring encouragement and consideration to all interactions.

Our community guidelines are as follows:

A. Respect and Diversity
Ritafine Inc. celebrates and promotes diversity among all participants. We encourage everyone to connect and learn about one another’s backgrounds, interests, and perspectives. Discriminatory speech, hate speech, or actions against another participant based on their sex, gender, age, ethnicity, race, socio-economic status, disability, or other labels will not be tolerated.

B. Accountability for Behavior
While we do our best to foster a welcoming and safe space, Ritafine Inc. cannot guarantee that all participants will adhere to these guidelines. We reserve the right to remove any comments, posts, content, or materials deemed inappropriate at our sole discretion. However, we cannot be held liable for any participant’s actions, posts, or comments that result in discomfort or trauma to others.

C. A Safe Space for Dialogue
The Ritafine Reality Academy and Ritafine Reality Retreat are designed to help participants feel seen, respected, and heard. Disrespectful actions or comments—including hate speech, discrimination, or any form of abuse—will not be tolerated. Respect and kindness must be extended to all members of the community.

D. Support and Encouragement
Participants are encouraged to support one another with positivity, resources, or suggestions, while always respecting boundaries and personal autonomy.

E. Additional Program Elements
From time to time, Ritafine Inc. may offer bonus program elements or resources for specific subgroups within the community. Participation in these elements is at the sole discretion of Ritafine Inc. and is considered an additional benefit, not a core part of the standard program services.

Additional behavioral rules may be posted in forums hosted on www.ritapira.com or third-party platforms (e.g., private Facebook groups). You agree to abide by these rules, which are expressly incorporated into the Terms of Use.

 

12. Confidentiality

Ritafine Inc. is not legally bound to keep your information confidential. Communications within the Ritafine Reality Academy and Ritafine Reality Retreat are not protected under doctor-patient privilege or similar protections.

You may use a pseudonym instead of your actual name when participating in group coaching sessions or posting in public forums.

You agree that Ritafine Inc. is not responsible for the disclosure of your information by other participants. You also agree to maintain the confidentiality of any information shared by other participants regarding their lives, businesses, or personal matters.

The Company may record coaching calls and share them within the Ritafine Reality Academy or Ritafine Reality Retreat. These recordings are confidential and must not be shared outside of these private spaces. Breach of this policy may result in termination of access without a refund.

 

13. Username and Password

Access to certain features of the Ritafine Reality Academy or Ritafine Reality Retreat requires a username and password. You are responsible for maintaining the confidentiality of your credentials. Providing false information, sharing login credentials, or forwarding non-public material will result in suspension or termination of access without refund.

Your personal information provided during registration is governed by the Ritafine Inc. Privacy Policy.

 

14. Reviews

We welcome honest, integrity-based feedback about your experience with Ritafine Inc., Ritafine Reality Academy, and Ritafine Reality Retreat. Feedback should reflect truthful experiences and avoid confidential or misleading information.

For concerns, please email Rita Pira directly at [email protected].

 

15. Live or In-Person Events

When participating in live or in-person events hosted by Ritafine Inc., you agree to:

•  Follow all posted rules and instructions from staff.
•  Respect other participants, staff, and property.
•  Refrain from consuming alcohol or substances that could impair your ability to participate safely.

Participants are responsible for their own behavior and any consequences of inappropriate actions. Personal items are your responsibility, and Ritafine Inc. is not liable for lost or stolen property.

 

16. Termination or Cancellation

Ritafine Inc. reserves the right to terminate your access to the Ritafine Reality Academy or Ritafine Reality Retreat at any time without notice or refund for violating the Terms of Use.

If you wish to cancel your participation, written notice must be provided via email at [email protected].

 

17. Personal Responsibility, Assumption of Risk, and Disclaimers

By engaging with Ritafine Inc., you assume all risks associated with participation in the Ritafine Reality Academy or Ritafine Reality Retreat.

a. Assumption of Risk and Release
You agree to release Ritafine Inc. and its representatives from any liability for injuries or damages incurred during participation. If this release is deemed unenforceable, any damages claimed will be limited to the total amount paid to Ritafine Inc..

b. Educational Nature of Content
The programs offered by Ritafine Inc. are for educational purposes only and do not replace professional financial, legal, medical, or psychological advice.

c. Earnings and Results Disclaimer
Ritafine Inc. makes no guarantees regarding results or earnings from participating in its programs. Results will vary for each individual.

d. Third-Party Links
Third-party resources recommended by Ritafine Inc. are not endorsed or guaranteed by the Company. Research third parties thoroughly before engaging with them.

e. Service Availability
While Ritafine Inc. strives for uninterrupted service, access to programs may occasionally be restricted due to maintenance or updates.

f. "As-Is" Disclaimer
Programs and content are provided “as-is” without warranties of any kind.

 

 

 

18. Security

Security for all personally identifiable information is extremely important to Ritafine Inc. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that there is an inherent risk in all forms of electronic communication. Communications between you and Ritafine Inc., including through Ritafine Reality Academy or Ritafine Reality Retreat, may be unlawfully intercepted by third parties not under our control. Ritafine Inc. does not guarantee the security of any information transmitted via the Internet, telephone, video conference, or other electronic media. Any efforts you undertake to communicate with Ritafine Inc. are done at your own risk.

19. Legal Disputes

These Terms of Use (TOU) shall be governed by and construed in accordance with the laws of the State of California without giving effect to its conflict of laws. The nearest state and federal court to San Diego, CA, shall have exclusive jurisdiction over any case or controversy arising from or relating to Ritafine Inc., Ritafine Reality Academy, Ritafine Reality Retreat, or any related Content, including but not limited to the Privacy Policy or these TOU. By using the Program, Content, or services provided by Ritafine Inc., you hereby submit to the exclusive jurisdiction and venue of these courts, consent irrevocably to personal jurisdiction in such courts, and waive any defense of forum non conveniens.

The prevailing party in any dispute arising out of or related to these TOU, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorneys’ fees and costs from the other party.

NO ACTION SHALL BE BROUGHT FOR ANY CLAIM ARISING OUT OF OR RELATING TO THIS TOU, OR THE COMPANY’S OBLIGATIONS HEREUNDER, MORE THAN ONE (1) YEAR AFTER THE ACCRUAL OF SUCH CAUSE OF ACTION.

20. Users Outside the United States

Ritafine Inc. controls and operates its programs and services, including Ritafine Reality Academy and Ritafine Reality Retreat, from offices in the United States. Ritafine Inc. does not represent that materials or services are appropriate or available for use in other locations. People who choose to access these services from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

21. Indemnification

You agree to defend, indemnify, release, and hold harmless Ritafine Inc., Rita Pira, and any directors, officers, agents, contractors, partners, assigns, successors-in-interest, and employees from and against any and all claims, damages, obligations, losses, liabilities, costs, debt, and expenses (including but without limitation to attorney’s fees) arising from or in connection with:

(i) your use of Ritafine Reality Academy, Ritafine Reality Retreat, or related Content in violation of these TOU;
(ii) any breach by you of these TOU or any representation and warranty made by you herein;
(iii) any comment, post, or material you submit to www.ritapira.com or any third-party forum or website operated by Ritafine Inc.;
(iv) your use of materials or features available in Ritafine Reality Academy, Ritafine Reality Retreat, or related Content (except to the extent a claim is based upon infringement of a third-party right by materials created by Ritafine Inc.); or
(v) a violation by you of applicable law or any agreement or terms with a third party to which you are subject.

You expressly agree that these TOU are intended to be as broad and inclusive as permitted by the law of the State of California. This release is not intended as an attempted release of claims of gross negligence or intentional acts by Releasees. This TOU reflects a complete understanding of the parties with respect to the subject matter and supersedes all prior written and oral representations.

22. Force Majeure

Ritafine Inc. shall not be deemed in breach of this TOU if it is unable to complete or provide any portion of Ritafine Reality Academy, Ritafine Reality Retreat, or related services by reason of fire, earthquake, labor dispute, act of God or public enemy, technical or electrical difficulties, epidemic, pandemic, death, illness or incapacity of Rita Pira or any of Ritafine Inc.’s members, employees, contractors, or agents, any local, state, federal, national, or international law, governmental order or regulation, or any other event beyond Ritafine Inc.’s control (collectively, “Force Majeure Event”).

Upon occurrence of any Force Majeure Event, Ritafine Inc. shall give notice to you of its inability to perform or delay in providing services and may propose revisions to the schedule for completion of the Program or services or terminate this TOU.

23. Entire Agreement, Severability, Modification, And Waiver

This TOU constitutes the entire agreement between you and Ritafine Inc. with respect to Ritafine Reality Academy, Ritafine Reality Retreat, and www.ritapira.com and supersedes all prior, contemporaneous written or oral communications regarding the Program, Content, and services.

If any part of this TOU is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as closely as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect. No waiver of any provisions of this TOU shall be deemed or constitute a waiver of any other provision. No waiver shall be binding unless executed in writing by the party making the waiver.

Ritafine Inc. may change, modify, or update these TOU at any time. Any access or use of Ritafine Reality Academy, Ritafine Reality Retreat, or related Content by you after such changes are publicly posted shall constitute your consent to such modifications.

If you have any questions or concerns about these TOU, contact Ritafine Inc. via [email protected].

By clicking on the box when signing up for Ritafine Reality Academy, Coaching, Immersions, or Ritafine Reality Retreat, you are providing the electronic equivalent of your signature and assert that you have read, understood, and agreed to this entire document. If you do not agree with these TOU, do not purchase or use the Program or Content.

 

Last Updated January 23, 2025

 

 

 

 

 

 

Last Updated March 16, 2020

 

The following Terms of Use are entered into by and between You and Ritafine, Inc. (“Company”, “we”, or “us”).

 

The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of www.ritapira.com including any content, functionality and services offered on or through www.ritapira.com (the “Website”), whether as a guest or a registered user.

 

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use including the agreements incorporated by reference herein, you must not access or use the Website. 

 

This Website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

 

Changes to the Terms Of Use

 

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you. 

 

Privacy

 

Your use of the Website is also subject to the Company’s Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms of Use.

 

Disclaimer

 

Your use of the Website is also subject to the Company’s Disclaimer. Please review our Disclaimer, which also governs the Website and informs users of various limitations regarding the information provided on the Website. Your agreement to the Disclaimer is hereby incorporated into these Terms of Use.

 

 

 

Accessing the Website and Account Security

 

We reserve the right to withdraw or amend this Website and any service or material we provide on the Website in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

 

To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website and any resources downloaded from the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide to register with this Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

 

If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

 

We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

 

No Unlawful or Prohibited Use and Intellectual Property

 

You are granted a non-exclusive, non-transferable, revocable license to access and use the Website and the resources available for download from the Website strictly in accordance with these Terms of Use. 

 

As a condition of your use of the Website, you warrant to the Company that you will not use the Website or any of the resources available for download from the Website for any purpose that is unlawful or prohibited by these Terms. You may not use the Website or any of the resources available for download from the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website.

 

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Website, is the property of the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

 

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Website or any of the resources available for download from the Website. 

 

The Company content is not for resale. Your use of the Website or any of the resources available for download from the Website does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your individual use, and will make no other use of the content without the express written permission of the Company and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized by these Terms.

 

The Company name, the Company logo, the Company slogan, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.

 

For Educational and Informational Purposes Only

 

As set forth more fully in the Disclaimer, the information contained on this Website and the resources available for download through this Website are for educational and informational purposes only. The information contained on this Website and the resources available for download through this Website is not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any other professional advice. 

 

Accuracy and Personal Responsibility

 

As set forth more fully in the Disclaimer, we have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information, but we cannot guarantee the accuracy of the information. Neither the Company nor any of its owners or employees shall be held liable or responsible for any errors or omissions on this Website or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.

 

By using this Website, you accept personal responsibility for the results of your actions.  You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Website or the resources available for download from this Website. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended on this Website.

 

No Guarantees as to Results

 

As set forth more fully in the Disclaimer, you agree that the Company has not made any guarantees about the results of taking any action, whether recommended on this Website or not. The Company provides educational and informational resources that are intended to help users of this Website succeed. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

 

You also recognize that prior results do not guarantee a similar outcome.  Thus, the results obtained by others - whether clients of the Company or otherwise - applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results.

 

Email and Other Electronic Communications

 

Visiting the Website or sending emails to the Company constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing.

 

We would be pleased to communicate with you by e-mail, and there are various places on this Website that provide you the ability to send an electronic communication to the Company. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship.  As set forth more fully in our Privacy Policy, we will take reasonable steps to ensure that any communications remain confidential, but we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.

 

Use of Communication Services

 

The Website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.

 

By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.

 

The Company has no obligation to monitor the Communication Services. However, the Company reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. The Company reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

 

The Company reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in the Company’s sole discretion.

 

Always use caution when giving out any personally identifying information about yourself in any Communication Service. The Company does not control or endorse the content, messages or information found in any Communication Service and, therefore, the Company specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized the Company spokespersons, and their views do not necessarily reflect those of the Company.

 

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.

 

Materials Provided to the Website

 

The Company does not claim ownership of the materials you provide to the Website (including feedback and suggestions) or post, upload, input or submit to any Website or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submission you are granting the Company, our affiliated companies, and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission.

 

No compensation will be paid with respect to the use of your Submission, as provided herein. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company’s sole discretion.

 

By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

 

Links to Third Party Websites and Services

 

The Website may contain links to other Websites (“Linked Websites”). The Linked Websites are not under the control of the Company and the Company is not responsible for the contents of any Linked Website, including without limitation any link contained in a Linked Website, or any changes or updates to a Linked Website. The Company is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the Company of the Website or any association with its operators.

 

Certain services made available via the Website are delivered by third-party Websites and organizations. By using any product, service, or functionality originating from the Website, you hereby acknowledge and consent that the Company may share such information and data with any third party with whom the Company has a contractual relationship to provide the requested product, service or functionality on behalf of the Website’s users and customers.

 

Use of Templates and Forms

 

The Company provides various templates and/or forms for download and/or sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our templates and/or forms for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the templates and/or forms in any manner, except for modifications in filling out the templates and/or forms for your authorized use. 

 

By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

 

Use of Paid Courses, Programs, and Associated Material

 

The Company from time-to-time provides various courses, programs, and associated material for sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our courses, programs, and associated material (collectively the “Courses”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Courses in any manner. 

 

By ordering or participating in Courses, you agree that the Courses you purchase or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

 

By ordering or participating in Courses, you further agree that you shall not create any derivative work based upon the Courses and you shall not offer any competing products or services based upon any information contained in the Courses.

 

Use of Free Downloadable Content

 

The Company provides various resources on this Website, which users may access by providing an e-mail address. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address (the “Free Content”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Free Content in any manner. 

 

By downloading the Free Content, you agree that the Free Content you download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

 

By downloading the Free Content, you further agree that you shall not create any derivative work based upon the Free Content and you shall not offer any competing products or services based upon any information contained in the Free Content.

 

 

Guests

 

The Company may, from time to time, provide information from a third party in the form of a podcast guest interview, interview on other platform, guest blog post, or other medium. The Company does not control the information provided by such third-party guests, is not responsible for investigating the truth of any information provided, and cannot guarantee the veracity of any statements made by such guests.

 

Individuals who agree to appear as guests on any podcast offered by the Company agree to transfer all intellectual property rights they may have in any such interviews to the Company and further provide a license to any rights they are unable to assign. 

 

Cancellation of Subscription

 

Certain of the Company’s products and services are offered on an ongoing basis with a monthly or yearly subscription. Users may cancel subscriptions at any time by emailing [email protected] 

 

Your subscription shall continue until the end of the existing subscription period and shall terminate at the completion of that period. You shall not be charged after a cancellation.

 

Money Back Guarantee

 

For the sale of certain products, the Company provides a money-back guarantee.  That money-back guarantee is governed by the following terms, except to the extent that the terms of a specific product or service provide otherwise.

 

With respect to any purchase, you must request your money back within 7 days of the purchase.  You may request your money back by emailing [email protected]. That email must contain information about the product you purchased, the date of the purchase, and the email and name associated with any such purchase. You must also demonstrate that you have attempted to implement the program without success. To meet this requirement, you must have completed all of the work.

 

Upon determining that you are entitled to a refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds.

 

If you receive a refund of any purchase through this money-back guarantee, that shall immediately terminate any and all licenses granted you to use the material provided to you under these Terms of Use or any other agreement. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources. 

 

Any customer may redeem a money-back guarantee from the Company only once regardless of how many products and/or services the customer purchases. In other words, after a customer has received a refund for any one product under this money-back guarantee, that customer shall not be entitled to a refund as to any other product or service purchased from the Company. 

 

No Warranties

 

THE COMPANY MAKES NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS WEBSITE. THE COMPANY FURTHER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS, PRODUCTS, BOOKS, OR SERVICES INCLUDED ON OR THROUGH THIS WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE UNDER THE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

 

Limitation of Liability

 

YOU AGREE TO ABSOLVE THE COMPANY OF ANY AND ALL LIABILITY OR LOSS THAT YOU OR ANY PERSON OR ENTITY ASSOCIATED WITH YOU MAY SUFFER OR INCUR AS A RESULT OF USE OF THE INFORMATION CONTAINED ON THIS WEBSITE AND/OR THE RESOURCES YOU MAY DOWNLOAD FROM THIS WEBSITE.  YOU AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR USE OF THIS WEBSITE.

 

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE COMPANY AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE WEBSITE AT ANY TIME.

 

THE COMPANY AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. THE COMPANY AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

 

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE WEBSITE, WITH THE DELAY OR INABILITY TO USE THE WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF THE COMPANY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.

 

Arbitration

 

You hereby expressly waive any and all claims you may have, now or in the future, arising out of or relating to this Website, the Company, any and all contracts you enter into with the Company, and any and all of the Company’s products and services. 

 

To the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only through binding arbitration to occur in Carlsbad, CA. You further agree to and do hereby waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any individual claims you and/or any entity related to you asserts against the Company. To the fullest extent permissible by law, you further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.

 

International Users

 

The Service is controlled, operated and administered by the Company from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Company Content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

 

Indemnification

 

You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Website or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. The Company reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with the Company in asserting any available defenses.

 

Termination and Access Restriction

 

The Company reserves the right, in its sole discretion, to terminate your access to the Website and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, and you hereby consent to resolve any and all disputes arising under or related to this Website or the Terms of Use pursuant to the Arbitration Clause above. Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

 

No Joint Venture or Other Relationship

 

You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Company as a result of this agreement or use of the Website. The Company’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of the Company’s right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Website or information provided to or gathered by the Company with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Entire Agreement

 

Unless otherwise specified herein, this agreement, along with the Privacy Policy and Disclaimer, constitutes the entire agreement between the user and the Company with respect to the Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and the Company with respect to the Website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

 

Changes to Terms

 

The Company reserves the right, in its sole discretion, to change the Terms under which the Website is offered. The most current version of the Terms will supersede all previous versions. The Company encourages you to periodically review the Terms to stay informed of our updates.

 

Contact Us

The Company welcomes your questions or comments regarding the Terms:

RITAFINE, INC.

Email Address: [email protected]

Effective as of 03/16/2020